Terms of Use

1. Introduction and Acceptance

Welcome to the CDG B.V. website. By accessing or using this website and our educational services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.

These Terms of Use constitute a legally binding agreement between you and CDG B.V., a company registered in the Netherlands with its registered office at Neerpolderseweg 56, 3381 JT Giessenburg, Netherlands.

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website following any changes indicates your acceptance of the modified terms.

2. Definitions

For the purposes of these Terms of Use:

• "Company," "We," "Us," or "Our" refers to CDG B.V.
• "Website" refers to cdg-learning.ca and all associated subdomains and pages.
• "Services" refers to all educational programs, courses, and content provided by CDG B.V.
• "User," "You," or "Your" refers to any individual or entity accessing or using the Website.
• "Content" refers to all text, images, videos, documents, and other materials available on the Website.
• "Student" refers to any user enrolled in our educational programs.

3. Eligibility and Account Registration

You must be at least 18 years of age to use our services independently. Users under 18 may access our services only with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms of Use.

When you submit an enrollment form or create an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with these security obligations.

4. Use of Website and Services

You may use our Website and Services only for lawful purposes and in accordance with these Terms of Use. You agree not to:

• Use the Website in any way that violates any applicable national or international law or regulation.
• Transmit or distribute any viruses, malware, or other malicious code.
• Attempt to gain unauthorized access to any portion of the Website, other accounts, or computer systems.
• Interfere with or disrupt the integrity or performance of the Website.
• Reproduce, duplicate, copy, sell, or exploit any portion of the Website without our express written permission.
• Use automated systems or software to extract data from the Website for commercial purposes.
• Impersonate or attempt to impersonate the Company, our employees, other users, or any other person or entity.
• Harass, abuse, or harm other users or instructors.

We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.

5. Educational Services and Enrollment

CDG B.V. provides educational programs in language learning and entrepreneurship skills. All course descriptions, schedules, and pricing information are subject to change without notice.

When you submit an enrollment request through our Website, you are expressing interest in our programs. Enrollment is confirmed only upon our acceptance of your request and completion of any required payment or registration procedures.

Course content, materials, and instructors may be changed at our discretion to maintain educational quality and relevance. We will make reasonable efforts to notify enrolled students of significant changes.

Students are expected to participate actively in coursework, complete assignments, and adhere to course guidelines. Failure to meet these expectations may result in removal from the program without refund.

6. Payment Terms

Specific payment terms, pricing, and refund policies are provided during the enrollment process and may vary by program. All fees are stated in the applicable currency and are subject to change.

Payment must be received in full before access to course materials is granted, unless alternative payment arrangements have been agreed upon in writing.

Refund policies, if applicable, will be communicated during enrollment. Unless otherwise stated, fees are non-refundable once course access has been provided.

7. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, images, videos, audio files, course materials, and software, is the property of CDG B.V. or its content suppliers and is protected by Netherlands and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Website and course materials solely for your personal, non-commercial educational purposes. This license does not include any right to:

• Download or copy course materials except as explicitly permitted.
• Modify, distribute, transmit, display, or create derivative works from any content.
• Use any content for commercial purposes or public display.
• Remove any copyright or proprietary notices from materials.
• Share access credentials or course materials with unauthorized persons.

Unauthorized use of any content may violate copyright, trademark, and other laws and may result in criminal or civil penalties.

8. User-Generated Content

Certain areas of our Website or Services may allow you to submit comments, questions, assignments, or other content. By submitting content, you grant CDG B.V. a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content for educational and operational purposes.

You represent and warrant that you own or have the necessary rights to any content you submit, and that such content does not violate any third-party rights or any applicable laws.

We reserve the right to remove any user-generated content that we deem inappropriate, offensive, or in violation of these Terms of Use, without prior notice.

9. Educational Disclaimers

All materials and information provided on this Website and through our Services are for educational purposes only. The content is not intended as, and should not be construed as, professional, legal, financial, career, or medical advice.

No Guarantees of Results: CDG B.V. does not guarantee any specific financial, professional, career, or personal results from participation in our programs. Success depends on numerous factors including individual effort, engagement, prior knowledge, and external circumstances beyond our control.

Invited Specialists: Instructors and specialists involved in our programs participate as educational experts. Their participation does not constitute an endorsement of any specific career path, business strategy, or investment opportunity.

No Employment or Certification Guarantees: Completion of any course or program does not guarantee employment, certification, licensing, or any other professional credential unless explicitly stated in writing for a specific program.

You acknowledge that your use of information and your decisions based on the educational content provided are your sole responsibility. We encourage you to seek professional advice for specific situations.

10. Limitation of Liability

To the fullest extent permitted by applicable law, CDG B.V., its directors, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of or inability to use the Website or Services.

This includes, without limitation, damages for loss of profits, data, business opportunities, or other intangible losses, even if we have been advised of the possibility of such damages.

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing or enrolling in our Services during the six months preceding the claim.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

11. Disclaimer of Warranties

The Website and Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• The Website or Services will be uninterrupted, timely, secure, or error-free.
• The results obtained from using the Website or Services will be accurate or reliable.
• The quality of any products, services, information, or materials obtained through the Website will meet your expectations.
• Any errors in the Website or course materials will be corrected.

You assume all risk associated with your use of the Website and Services. Any material downloaded or obtained through the Website is accessed at your own discretion and risk.

12. Third-Party Links and Services

Our Website may contain links to third-party websites or resources that are not owned or controlled by CDG B.V. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of any third-party content, goods, or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites you visit.

13. Indemnification

You agree to defend, indemnify, and hold harmless CDG B.V., its affiliates, officers, directors, employees, agents, and partners from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms of Use.
• Your violation of any rights of a third party.
• Your violation of any applicable laws or regulations.
• Your use or misuse of the Website or Services.
• Any content you submit or transmit through the Website.

This indemnification obligation will survive the termination of these Terms of Use and your use of the Website.

14. Governing Law and Jurisdiction

These Terms of Use and any disputes arising out of or related to the Website or Services shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms of Use shall be brought exclusively in the courts located in the Netherlands, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts.

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Termination

We reserve the right to terminate or suspend your access to the Website and Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.

Upon termination, your right to use the Website and access course materials will immediately cease. All provisions of these Terms of Use which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

You may terminate your relationship with us at any time by discontinuing use of the Website. Termination does not entitle you to any refund unless otherwise specified in a separate agreement.

16. Privacy and Data Protection

Your use of the Website and Services is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

By using the Website, you consent to the collection and use of your information as described in the Privacy Policy.

17. Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and CDG B.V. regarding the use of the Website and Services, superseding any prior agreements between you and us.

Our failure to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

18. Contact Information

If you have any questions, concerns, or complaints regarding these Terms of Use, please contact us at: